Credit

 

 

Credit approval is an important step when purchasing a vehicle.  We will do our best to ensure the credit process works fast and easy for you.

When applying for credit you must able able to show proof of the following:

     1) You must have a valid driver's license.

     2) You must be at least 21 years old.

     3) You must be at least six months at current job.

     4) You must have six months at current residence or at least two years in your community.

     5) You must meet down payment requirements for vehicle to be purchased.

     6) You must be able to provide full coverage insurance on vehicle purchased.

When we extend credit, we may charge up to 5%(max) finance charge. So when you here competitors exalt, $139.00 per month with no money down. The real question you must ask is, how much money is this vehicle's TOTAL cost to me? After you do the math, the total cost nearly doubles. I know you wouldn't buy your furniture or appliances from a rent to own store. The same thing should apply when buying a car with no money down, and super low payments. You will be paying for that car far into the future. That also means you will be required to carry full coverage insurance, as long as you are making payments. We typically ask for half of what the car is selling for as a down payment.

You usually own your vehicle after one year. That's the difference at 3rdAVENUEAUTO.com.